What We Do

​At Pointe Marketing, we structure institutional funding programs tailored to each originator's product, goals, credit profile, and growth stage. Across every structure, the end goal is the same: durable, repeatable access to aligned institutional capital.

Forward Flow Programs
Institutional investors purchase newly originated receivables on a recurring basis, giving originators predictable monthly liquidity and reliable funding capacity. We calibrate recurring purchase commitments to your production, and set flexible underwriting and eligibility parameters. Forward flow is the center of our practice – most of the active relationships we maintain today are recurring purchase programs.

Warehouse Facilities
Credit facilities for originators building or refinancing balance sheet production – institutional pricing, structured advance rates, and headroom to scale. We size facilities to current production with capacity to grow, and structure them either as stand-alone facilities or as a complement to a forward flow takeout. Warehouse has become a growing part of our mandate as originators look to bridge production ahead of, or alongside, recurring sale programs.

Whole Loan Portfolio Sales
One-time and periodic portfolio sales across performing and seasoned consumer, SMB, and commercial credit. From initial pricing through structuring, negotiation, and closing, we run a disciplined process that gives buyers and sellers a clear view of the deal – and a high degree of closing certainty.

Loan Participations
Participation structures that let institutional buyers take measured exposure to a program or portfolio, and let originators diversify their funding base without committing to a full forward flow build from the outset.